# Risk Management

Credit Scoring and Fraud Detection

## Use the latest analytical achievements to facilitate informed decision-making and protect your business sustainability.

RiMa allows you to manage in a highly efficient way a financial institution or your portfolio of receivables according to your business objectives. You can enlarge your market share on a very clear risk increase, or be more profitable by minimizing the company’s expected and unexpected loss. You can gain a serious competitive advantage by deploying our scientifically grounded solution that encompasses decision making, fraud prevention and provisions modeling.

#### Should you need more information

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##### About you

Mr.Mrs.Miss

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##### Your Message

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### Modules:

- Individual Risk Assessment (Scoring Models)
- Fraud Management
- Provisioning Policy
- Portfolio Management and Reporting
- Collections
- Analytics and Model Development

### Features:

- Inbuilt application credit scoring models
- Full scale customer relationship and case management functionalities
- Fraud detection analytics and strategies
- Behavior scoring models to accelerate customer up and cross sale
- Credit portfolio management module with best in class provision policy pre-set models
- Portfolio reporting with variety of vintage reports
- IRR automatic calculation in different cross-sections
- Delinquency transition matrix tracing
- Compliance characteristics as PD, LGD and EAD are also available for monitoring and reporting

### Benefits:

- Manage effectively your credit portfolio according to your business goals
- Increase revenues by implementation of customer driven end-to-end process
- Boost profitability thanks to business model optimization
- Opportunity to flexibly design, verify and monitor strategies and define new scoring models, business rules and actions
- Effectively acquire new customers and successfully manage and retain the existing accounts using up-to-date risk mitigation techniques and strategies
- Decrease the bad debt predicting the likelihood that a consumer will reach an unacceptable level of delinquency for certain credit obligation
- RiMa guarantees the entire credit lifecycle proactive management process through built-in advanced analytics tools
- Identifies and quantifies individual risk thereby improving understanding of risk at general company level