Risk Management

Credit Scoring and Fraud Detection

Use the latest analytical achievements to facilitate informed decision-making and protect your business sustainability.

RiMa allows you to manage in a highly efficient way a financial institution or your portfolio of receivables according to your business objectives. You can enlarge your market share on a very clear risk increase, or be more profitable by minimizing the company’s expected and unexpected loss. You can gain a serious competitive advantage by deploying our scientifically grounded solution that encompasses decision making, fraud prevention and provisions modeling.

Should you need more information

Contact us

About you

Mr.Mrs.Miss

Country Afghanistan Albania Algeria Andorra Angola Antigua and Barbuda Argentina Armenia Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil Brunei Bulgaria Burkina Faso Burundi Cabo Verde Cambodia Cameroon Canada Central African Republic Chad Chile China Colombia Comoros Congo, Republic of the Congo, Democratic Republic of the Costa Rica Cote d'Ivoire Croatia Cuba Cyprus Czech Republic Denmark Djibouti Dominica Dominican Republic Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Fiji Finland France Gabon Gambia Georgia Germany Ghana Greece Grenada Guatemala Guinea Guinea-Bissau Guyana Haiti Honduras Hungary Iceland India Indonesia Iran Iraq Ireland Israel Italy Jamaica Japan Jordan Kazakhstan Kenya Kiribati Kosovo Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Mauritania Mauritius Mexico Micronesia Moldova Monaco Mongolia Montenegro Morocco Mozambique Myanmar (Burma) Namibia Nauru Nepal Netherlands New Zealand Nicaragua Niger Nigeria North Korea Norway Oman Pakistan Palau Palestine Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Qatar Romania Russia Rwanda St. Kitts and Nevis St. Lucia St. Vincent and The Grenadines Samoa San Marino Sao Tome and Principe Saudi Arabia Senegal Serbia Seychelles Sierra Leone Singapore Slovakia Slovenia Solomon Islands Somalia South Africa South Korea South Sudan Spain Sri Lanka Sudan Suriname Swaziland Sweden Switzerland Syria Taiwan Tajikistan Tanzania Thailand Timor-Leste Togo Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Tuvalu Uganda Ukraine United Arab Emirates United Kingdom (UK) United States of America (USA) Uruguay Uzbekistan Vanuatu Vatican City (Holy See) Venezuela Vietnam Yemen Zambia Zimbabwe

Your Message

*Mandatory fields

Modules:

  • Individual Risk Assessment (Scoring Models)
  • Fraud Management
  • Provisioning Policy
  • Portfolio Management and Reporting
  • Collections
  • Analytics and Model Development

Features:

  • Inbuilt application credit scoring models
  • Full scale customer relationship and case management functionalities
  • Fraud detection analytics and strategies
  • Behavior scoring models to accelerate customer up and cross sale
  • Credit portfolio management module with best in class provision policy pre-set models
  • Portfolio reporting with variety of vintage reports
  • IRR automatic calculation in different cross-sections
  • Delinquency transition matrix tracing
  • Compliance characteristics as PD, LGD and EAD are also available for monitoring and reporting

Benefits:

  • Manage effectively your credit portfolio according to your business goals
  • Increase revenues by implementation of customer driven end-to-end process
  • Boost profitability thanks to business model optimization
  • Opportunity to flexibly design, verify and monitor strategies and define new scoring models, business rules and actions
  • Effectively acquire new customers and successfully manage and retain the existing accounts using up-to-date risk mitigation techniques and strategies
  • Decrease the bad debt predicting the likelihood that a consumer will reach an unacceptable level of delinquency for certain credit obligation
  • RiMa guarantees the entire credit lifecycle proactive management process through built-in advanced analytics tools
  • Identifies and quantifies individual risk thereby improving understanding of risk at general company level